Best Health Insurance for Travelers in the USA (2025 Guide)
Traveling to the United States? It’s exciting—but it can also be risky if you’re not covered by proper health insurance. The U.S. healthcare system is one of the most advanced, but it’s also among the most expensive in the world. A simple doctor visit can cost hundreds of dollars, while emergency care might run into the thousands.
That’s why having the best travel health insurance isn’t just smart—it’s essential.
Why You Need Travel Health Insurance in the USA
Even if you're young and healthy, accidents or sudden illnesses can happen. Without insurance, visitors can face massive out-of-pocket costs. Travel insurance helps cover:
- Emergency medical treatment
- Hospital stays
- Doctor consultations
- Prescription drugs
- Medical evacuation and repatriation
Some plans even include COVID-19 coverage, which many embassies or airlines still require in certain cases.
Best Health Insurance Providers for USA Travelers (2025)
Here are some top-rated providers trusted by international travelers:
1. IMG Global (Patriot America Plus)
1. IMG Global (Patriot America Plus)
- Offers excellent coverage for non-U.S. citizens visiting the U.S.
- Coverage up to $1 million
- Includes emergency evacuation
- Flexible duration: from 5 days to 1 year
2. SafetyWing Nomad Insurance
- Great for digital nomads or long-term travelers
- Monthly-based subscription model
- Covers COVID-19 and hospital care
- Can be purchased while already abroad
3. VisitorsCoverage
- One-stop marketplace offering tailored plans
- Compare multiple providers like Atlas America, Liaison Travel
- 24/7 support and direct claims handling
4. Allianz Travel Insurance
- Reputable global brand
- Higher premium, but comprehensive coverage
- Includes trip cancellation, baggage loss, and medical
5. Trawick International
- Offers strong medical benefits and pre-existing condition waivers
- Rated highly for customer satisfaction
What to Look for in a Good Plan
Before buying, make sure the policy includes:
- Minimum $100,000 in medical coverage
- Emergency evacuation
- Pre-existing condition coverage (if applicable)
- Coverage for sports or adventure activities (if needed)
- 24/7 multilingual support
Real Traveler Experience
"I ended up in urgent care after a minor hiking fall in Arizona. My travel plan with IMG covered 90% of it—I only paid a small deductible. Without it, the bill would’ve been over $2,000."
— Priya M., Traveler from India
— Priya M., Traveler from India
Final Thoughts
The USA offers incredible experiences—from NYC to the Grand Canyon—but don’t take chances with your health. The best travel insurance gives you peace of mind and lets you enjoy the journey without worrying about costs.
If you’re planning a trip to the U.S. in 2025, invest in a trusted travel health insurance plan before you land.
If you’re planning a trip to the U.S. in 2025, invest in a trusted travel health insurance plan before you land.